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Ready to Zero Rate (Ceiling)

The amount of PTZ given also depends on the ratio of energy expertise and energy class housing (classes A to G). It is effectively equal to a percentage of the overall cost ceiling.


5% 5%

	Zone A	Zone B1	Zone B2	Zone C
New BBC 2005	40%	35%	30% 25%
Nine non-BBC	27% 22%		17% 15%
Former A to D	20% 20%		20% 20%
Old E and F	10	% 10%	10%	10%
Former G			5% 5%

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Diagnosis energy performance by firm specialized ECD

Diagnosis Energy performance

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PTZ and energy classes

The PTZ is based on the ECD of your home. Please do not overlook this criterion may reduce your borrowing capacity.
The loan can vary from simple to double. Diagnosis energy efficient home you will get a larger loan if the expert report class your property in Class A or B.

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PTZ

New PTZ (PTZ +) is effective since January 17, 2011, and aims to increase the number of owners in France, reaching a rate of 70%.
This new device is designed for prospective buyers for their primary residence. These can borrow up to 128,000 euros. However, to borrow the maximum is better to be a large family and have a low-energy housing (see ECD).
The price of a diagnosis PTZ is variable and is traded on average between 50 and 90 euros.

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Rates of diagnoses (average)
Fee Schedule	Sale HOUSE
Number of diagnoses	F1	F2	F3  	F4	F5	F6  	F7  
1	110 €	120 €	130 €	140 €	150 €	160 €	180 €
2	160 €	170 €	180 €	190 €	200 €	220 €	240 €
3	210 €	220 €	230 €	240 €	250 €	270 €	290 €
4	250 €	260 €	280 €	290 €	300 €	320 €	340 €
5	250 €	300 €	320 €	330 €	350 €	370 €	390 €
6	250 €	340 €	360 €	370 €	400 €	420 €	440 €
7	€ 250	€ 340	€ 360	€ 400	€ 440	€ 460	€ 490
Fee Schedule	HOME Rental
Number of diagnoses	F1  	F2  	F3  	F4	F5	F6  	F7  
  4 : Loi boutin, Lead, RNT, DPE	€ 220	€ 250	€ 280	€ 310	€ 340	€ 370	€ 400
Fee Schedule	Sale APARTMENT
Number of diagnoses	F1	F2	F3	F4	F5	F6  	F7  
1	90 €	100 €	110 €	120 €	130 €	140 €	150 €
2	130 €	140 €	150 €	170 €	180 €	190 €	200 €
3	170 €	180 €	190 €	220 €	230 €	240 €	250 €
4	200 €	210 €	230 €	260 €	270 €	280 €	290 €
5	210 €	220 €	270 €	300 €	310 €	320 €	330 €
6	220 €	230 €	280 €	320 €	340 €	360 €	370 €
7	€ 220	€ 240	€ 290	€ 330	€ 350	€ 390	€ 400
Fee Schedule	rental apartment
Number of diagnoses	F1	F2	F3	F4	F5	F6	F7
4: Act Boutin, Lead, RNT, DPE	190 €	€ 210	€ 240	€ 270	€ 300	€ 330	€ 360

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The energy performance and classes Energy

ECD and classes Energy

At

ECD ( real diagnosis ), your accommodation will be classified in what is commonly called a class of energy based on consumption.

more your home is energy consumer, the more it will be "evil" classified. Consumption is measured in kWh / m² / year, and there are 7 kinds of energy.

A: Bursar, consumption \u0026lt;51 kWh / m² / year

B: Fairly economical, consumer consumption from 51 kWh / m² / year and 90 kWh / m² / year

C: medium

D: Not saving

E: Energy

F: Very Consumers Energy

G: with inefficient energy consumption> 450 kWh / m² / year

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property surveyors and commissioning

It is common practice that experts in diagnostics pay commissions to real estate estate agents, trustees ... in exchange for business in the area. It is known that this practice is now prohibited in the area since October 13, 2010 (Decree published in the Official Journal).

So beware of this practice that can condemn you to penalties more or less important. Thus qu'Allo Diagnosis (Tulip and TulipAnjou) was sentenced by the High Court of Angers. The

DGRCCRF (*) controls and monitors the illegal commissions.

To circumvent the law, some are remunerated in gift certificates, trips, etc. ... limited but not banned. Difficult for business to not pay back any agency or business provider.

* Directorate General of Competition, Consumption and Fraud

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PTZ (zero-interest loan and DPE) Hardware

Can you be denied a loan to zero if the energy performance of housing shows a high energy consumption?

Indeed, one might think that the amount of the loan (PTZ +) depends on the energy classification of the property. These new loans (PTZ +) can indeed funding ranging from 20 to 40% of its housing by ECD. So beware the classification (ECD) of housing for sale.

to know that this new device is available to all unconditionally income.

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diagnosticians estate

It is often difficult to find new or used equipment to achieve the real diagnosis.
I therefore propose to give you a list of websites offering hardware and software at reasonable prices:

http://www.lacentraledudiagnostiqueur.fr/
http://www.s2p-pro. com /
http://www.testoon.com/

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Display ECD mandatory diagnostics estate

display ECD is now mandatory since 1 January 2011 on real estate sales ads.
order to better inform potential buyers, the government has mandated the posting of this real diagnosis. The aim is to publicize energy consumption (average) housing for sale and avoid any surprise to the prospective purchaser.
So beware of this new device that classifies your property according to its energy consumption.

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Tuesday, January 4, 2011, I would be at 9am on the antenna Radio France Bleu Gard Lozère to answer your questions on the show "Line of Experts.